Terms of Use of Cospender
We, Cospender, have developed the application Cospender which can be downloaded at www.cospender.com and other domains or can be used online. Cospender is an organizational tool for managing and sharing expenses. Cospender enables users to digitally manage expenses, organize work, communicate and much more. Cospender can be used and operated quickly, fully and easily on devices throughout the world and on most conventional and current operating systems.

1. Scope: Who and What Do These Conditions Apply to?
* These Terms of Use apply to your use of Cospender with all content, functions, services and rules for the contractual relationship between you and us. Your own General Terms and Conditions of Business will only become part of this agreement if we have explicitly agreed upon this in writing.
* We can agree with you on additional Terms of Use with respect to certain applications within Cospender. However, we will duly inform you of such additional Terms and Conditions before use.
* We reserve the right to offer additional services. These Terms of Use are aimed at both end users and businesses. End users are persons who conclude legal transactions for a purpose that can be ascribed neither to their commercial nor self- employed professional activities. Businesses are either natural persons, legal entities or legally capable partnerships who exercise their commercial or self- employed professional activities when concluding a legal transaction.

2. Liability
This software is provided by the regents and contributors ``as is and any express or implied warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose are disclaimed. in no event shall the regents and contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this software, even if advised of the possibility of such damage.

3. Responsibility for Content
We accept no responsibility for texts, content, images, data and/or information uploaded by you or other Cospender users. Furthermore, we accept no responsibility for design and/or content of external websites linked to from Cospender. In particular, we give no guarantee that the content showed in Cospender is true, fulfils any particular purpose or can serve any particular purpose.
If you notice or suspect any illegal or non-contractual use of Cospender, you can report this to us at any time via this email address: contact@cospender.com.

4. Premium Accounts
Certain features are only accessible to users who have registered as Premium users and who pay for Premium Accounts.
Payment and Invoicing
* Payment for using Cospender Premium Accounts is made in accordance with the invoicing conditions selected by you. The price and discounts that apply and are accepted by all parties at the moment of transaction
* Prices of applications of third-party providers or external developers are determined explicitly by them.
* Charges are due at the beginning of each invoicing period. If you have a subscription, it will renew automatically until you cancel. Every further payment will be due at the beginning of the new payment cycle.
* All charges and prices stated include the applicable value added tax.
* You may only offset invoices against legally determined or undisputed claims or right of retention. You may only assign claims arising from this agreement with our written consent.
* Default of Your Payments
* If you are delayed with your payment obligations (including immediately after the first default), we will be entitled to block access to your Cospender Premium Account. If your account is considerably in arrears, we will be entitled to terminate the agreement without notice. A “considerably” is defined as the amount of one payment. In this case, you will remain obliged to reimburse the outstanding amount.
* The amount of damage is to be set higher or lower if we or you are able to prove greater or lesser damage.
* We reserve the right to assert further claims for default of payment.

5. Miscellaneous: Final Provisions and Amendments to the Terms and Conditions of Use
* This agreement shall be governed by the laws of the Republic of French.
* If you have no place of jurisdiction in French or in any other EU member state, if you have transferred your permanent domicile abroad after these Terms of Use take effect or if your domicile or usual place of residence is unknown at the time legal action is taken, the sole place of jurisdiction for all disputes arising from this agreement will be the location of our registered offices.
* Should individual provisions of these Terms of Use be or become invalid and/or contrary to the statutory provisions, this will not affect the validity remaining Terms of Use. In place of the invalid, unenforceable term, the Parties shall mutually agree on such valid commercial terms which the Parties would reasonably have agreed otherwise. The above-mentioned provision will apply correspondingly in the case of omissions in these provisions.
* We reserve the right to amend and adapt these Terms and Conditions with effect for the future. You can request the currently applicable version of the Terms of Use via contact@cospender.com or access them at http://www.cospender.com/?page=termsofuse. You will be notified by email no later than one month before new Terms and Confitions take effect. If you do not object to the validity of the new Terms of Use within one month after they take effect, you will be deemed to have accepted the new Terms of Use. We will inform you separately in suitable form about the significance of the one month's notice period, your right to object and the legal consequences of non-objection. This amendment mechanism does not apply to amendments to the parties' main contractual obligations.